Legal & Platform Rules

Luck98 Terms and Conditions

These terms govern your use of the luck98 platform. Please read them carefully before creating an account, making a deposit, or placing any bets. Using luck98 means you have read and agreed to everything here.

Last Updated: January 2026

Key Rules at a Glance

The six most important things every luck98 player needs to know before they start

One Account Per Person

Each player is permitted one luck98 account only. Opening multiple accounts — whether to claim bonuses more than once or for any other reason — results in permanent closure of all accounts and forfeiture of any balances.

Minimum Age: 18 Years

luck98 is strictly for adults aged 18 and above. Age is verified during account registration and before the first withdrawal. Accounts found to belong to under-18 users are closed immediately and all funds forfeited.

All Transactions in PKR

luck98 operates entirely in Pakistani Rupees. Deposits, withdrawals, bonuses and winnings are all stated and processed in PKR. There are no hidden currency conversions applied to your balance by the platform.

Bonuses Have Wagering Requirements

All bonuses on luck98 carry a wagering requirement that must be met before any bonus-derived funds can be withdrawn. Full terms for each bonus are displayed at the point of claiming. Read them before accepting.

Fair Use and Fraud Prevention

Collusion, exploitation of software errors, chargebacks, and any form of fraudulent activity will result in account suspension and legal escalation where applicable. Winnings from confirmed fraudulent activity are void.

Terms May Be Updated

luck98 may update these Terms and Conditions at any time. Significant changes are communicated via in-platform notifications. Continued use of the platform after an update constitutes acceptance of the revised terms.


Important: These Terms and Conditions form a legally binding agreement between you and luck98. By registering an account, making a deposit, or using any feature of the luck98 platform, you confirm that you have read, understood and agreed to these terms in full. If you do not agree, do not use the platform.

1.Acceptance of Terms

These Terms and Conditions apply to all users of the luck98 platform, accessible at luck98.pro and through any associated mobile application available for download. The terms cover all sections of the platform including the casino, live casino, sports betting, crash games and the game lobby.

By completing registration and clicking to confirm your account, you are confirming that you have read and accepted these terms. If you are accessing the platform on behalf of another person, you are also confirming that you have the authority to bind that person to these terms — though shared account access is not permitted under Section 3.

Accessing luck98 from any device, at any time, constitutes ongoing acceptance of the most current version of these terms. It is your responsibility to check this page periodically for any updates.

2.Eligibility

To open and maintain a luck98 account, you must meet all of the following eligibility requirements:

  • You must be at least 18 years of age at the time of registration and at all times while using the platform.
  • You must be a natural person — corporate accounts and automated bot registrations are not permitted.
  • You must register using your own true and accurate personal information. Registering under a false identity or using another person's details is a serious breach of these terms.
  • You must not be a current employee, contractor, director, or close family member of an employee of luck98 or any of its affiliated platform providers.
  • You must be using the platform for personal entertainment only, not for the benefit of a third party or as part of a commercial arrangement.
Age Verification: luck98 verifies age before processing the first withdrawal on any account. Accounts where the player is found to be under 18 are closed permanently, all balances and winnings are forfeited, and the matter may be referred onward. There are no exceptions to this policy.

3.Account Registration

Each person may hold exactly one luck98 account. Opening a second account — whether using different contact details, a different device, or a different payment method — is prohibited and will result in the closure of all linked accounts. Any balances, pending withdrawals and bonus funds across all accounts will be forfeited.

During registration, you are required to provide:

  • Your full legal name as it appears on your identity document
  • A valid email address that you own and have access to
  • A valid Pakistani mobile number
  • Your date of birth
  • A secure password that you have not used on other platforms

You are responsible for keeping your login credentials confidential. luck98 will never ask you for your password by email, chat, or phone. If you believe your account has been accessed by someone else, contact support immediately through the in-platform live chat. Any activity that occurs on your account before you report unauthorised access remains your responsibility.

luck98 reserves the right to request identity documents (CNIC, passport or similar) at any stage — not just at withdrawal. This is standard practice for security and fraud prevention. Refusing to complete verification when requested may result in account suspension until the verification is resolved.

Account verification is handled through a straightforward process. Having your CNIC or other identity documents ready when you register speeds things up significantly and avoids delays when you want to withdraw.

4.Deposits and Withdrawals

All financial transactions on luck98 are processed in Pakistani Rupees (PKR). The platform supports deposits and withdrawals through the following methods:

  • JazzCash — instant deposits, typically fast withdrawals
  • Easypaisa — instant deposits, typically fast withdrawals
  • Raast — fast bank-to-bank transfers in PKR
  • Bank Transfer — standard processing times apply (1–2 business days)
  • Debit Cards — Pakistani bank-issued cards
  • Mobile Wallets — other supported local mobile wallet services

Minimum and maximum deposit amounts are displayed in the deposit section of your account at the time of transaction. These limits may vary by payment method and by account tier.

Withdrawals are only processed to a payment method registered under your own verified name. luck98 does not transfer winnings to third-party accounts or unverified payment methods. This is a firm policy and is applied without exception.

Processing times for withdrawals:

  • JazzCash and Easypaisa: typically processed within the hour during business hours
  • Raast: typically same-day processing
  • Bank Transfer: 1 to 2 business days

luck98 does not charge platform-side fees on standard deposits or withdrawals. Any charges applied by your bank, mobile wallet provider or payment network are outside luck98's control and are the responsibility of the account holder.

Withdrawals are subject to identity verification being complete on your account. If verification is pending, your withdrawal request will be held until documents are reviewed and approved. Submitting clear, accurate documents speeds up this process considerably.

Chargeback Policy: Initiating a chargeback or payment dispute through your bank or wallet provider without first attempting to resolve the issue through luck98 support is considered a breach of these terms. Accounts where a chargeback is filed are suspended immediately pending investigation.

5.Bonuses and Promotions

luck98 offers a range of bonuses and promotional offers to registered players. All bonuses are subject to the following general conditions, as well as any specific terms displayed at the point of claiming each offer:

  • Bonuses are available to eligible registered players only. Each bonus may specify additional eligibility criteria such as minimum deposit amount, payment method used, or account tier.
  • All bonuses carry a wagering requirement. This is the number of times the bonus amount (or bonus plus deposit amount, as specified per offer) must be wagered before any associated funds can be withdrawn. The wagering requirement for each bonus is clearly stated before you accept it.
  • Not all games contribute equally to wagering requirements. Typically, slots contribute at a higher rate than live casino games or sports bets. The contribution rate for each game category is displayed in the bonus terms.
  • Bonuses have an expiry period. If the wagering requirement is not completed within the stated time, the bonus and any winnings generated from it are forfeited.
  • Only one bonus may be active at a time unless an offer explicitly states otherwise.
  • Bonuses cannot be claimed more than once per player, household, device, or IP address.
  • luck98 reserves the right to withdraw or modify any bonus offer at any time. This does not affect bonuses already accepted and in progress by players at the time of the change.
The best way to avoid any confusion about bonus terms is to read the specific terms displayed when you are about to claim an offer. If anything is unclear, the 24/7 live chat support team can explain the terms for any active promotion before you accept it.

6.Betting and Gaming Rules

All bets placed on luck98 — whether on casino games, live casino tables, sports events, or crash games — are subject to the rules of the specific game or market, as displayed within the platform. These section-level rules form part of these Terms and Conditions.

For sports betting, the following general rules apply:

  • Bets are accepted at the odds displayed at the time the bet is confirmed. Changes in odds after confirmation do not affect confirmed bets.
  • In the event a sports event is postponed, abandoned or cancelled before the minimum required time of play, bets will be settled according to the rules for that specific sport, as displayed in the betting section.
  • Cricket markets — including PSL matches, T20 internationals, and other formats — are governed by the specific cricket betting rules displayed in the sports betting section.
  • luck98 reserves the right to void any bet placed on a market where a clear pricing error has occurred. Players will be notified and stakes refunded in such cases.
  • Maximum bet limits apply per market, per event, and per player. These limits are displayed within the betting interface and may be adjusted for individual accounts at luck98's discretion.

For casino and crash games:

  • All casino games operate using certified random number generation. RTP figures for each title are available within the game information panel.
  • In the unlikely event of a technical fault during a game round, the round is voided and stakes returned. Partial rounds cannot be completed after a disconnection is confirmed.
  • Crash game results are generated using provably fair algorithms. Players can verify individual round results using the verification tools provided within the crash game interface.

7.Prohibited Conduct

The following actions are strictly prohibited on luck98 and will result in account suspension, forfeiture of balances and, where appropriate, referral to relevant authorities:

  • Opening or operating more than one account
  • Providing false, misleading or another person's identity information during registration or verification
  • Using automated bots, scripts or software to interact with the platform
  • Exploiting software bugs, glitches or pricing errors to gain an unfair advantage
  • Colluding with other players in poker, live casino or any competitive game format
  • Engaging in matched betting or arbitrage strategies across multiple accounts
  • Attempting to launder money or use luck98 for any financially deceptive purpose
  • Initiating fraudulent chargebacks or payment disputes in bad faith
  • Using VPN, proxy services or other tools to misrepresent your location in a way that circumvents platform restrictions
  • Sharing account access with any other person, including family members
  • Threatening, harassing or abusing support staff or other platform users
Zero Tolerance: luck98 maintains a zero-tolerance approach to fraud, collusion and money laundering. Where evidence of prohibited conduct is identified, all funds in the account — including deposits — may be held pending investigation. There is no appeal process for accounts closed due to confirmed fraudulent activity.

8.Account Suspension and Closure

luck98 may suspend or permanently close any account at its discretion. Common reasons for suspension include:

  • Suspected or confirmed breach of any section of these Terms and Conditions
  • Failure to complete identity verification within the required timeframe
  • Suspicious transaction patterns flagged by payment security systems
  • Request from the account holder via the responsible gaming self-exclusion process
  • Extended inactivity (accounts dormant for 12 months or more may be subject to a dormancy review)

If your account is suspended for security or verification reasons and you believe this is in error, contact the support team through live chat. Provide the documents or information requested and the team will review the account status. Response times for suspension reviews are within 48 hours in most cases.

If you choose to close your account voluntarily, contact support through live chat. Any remaining PKR balance above the minimum withdrawal threshold will be processed to your verified withdrawal method before closure is finalised.

9.Responsible Gaming

luck98 is an entertainment platform. We take the wellbeing of our players seriously and provide practical tools to help you manage how you play. The following responsible gaming features are available to all registered players from within the account settings:

  • Deposit Limits — set daily, weekly or monthly caps on how much you can deposit
  • Session Time Reminders — receive notifications when you have been playing for a set length of time
  • Temporary Account Pause — take a break from the platform for a defined period (24 hours, 7 days, 30 days)
  • Permanent Self-Exclusion — close your account permanently with re-registration blocked

We encourage players to set a personal budget before playing and to treat gaming as entertainment rather than a source of income. If you feel that your gaming is causing financial stress, relationship difficulty or personal anxiety, please use the self-exclusion tool or contact support directly. The support team handles responsible gaming requests without judgment, 24 hours a day.

Gaming should be enjoyable. Set your own limits, take breaks when needed, and never chase losses. If it stops being fun, stop — and use the account tools to help you do that.

For more detail on the responsible gaming tools available on luck98, visit the Responsible Gaming page.

10.Privacy and Data

luck98 collects and processes personal data as part of normal account operation — registration, verification, transaction processing and support. The full details of what data is collected, how it is used, how long it is retained and your rights as a data subject are set out in the Privacy Policy.

By registering on luck98, you consent to the collection and use of your personal data as described in the Privacy Policy. This includes sharing data with payment processors (such as JazzCash and Easypaisa), identity verification providers, and fraud prevention services where necessary to operate the platform.

luck98 will never sell your personal data to third-party marketing companies. Data shared with service providers is limited to what is necessary for those providers to perform their specific functions.

11.Intellectual Property

All content on the luck98 platform — including the logo, brand name, game interfaces, website design, text, graphics, and software — is the property of luck98 or its licensed content providers and is protected by applicable intellectual property laws.

You may not copy, reproduce, distribute, modify or create derivative works from any luck98 content without prior written permission. Accessing the platform grants you a limited, personal, non-transferable licence to use it for entertainment purposes only. This licence does not extend to any commercial use of luck98 content.

12.Limitation of Liability

luck98 provides the platform on an "as available" basis. While we work to keep the platform running reliably, we cannot guarantee uninterrupted access at all times. Planned maintenance, unexpected outages or connectivity issues on the user's end may affect availability.

To the fullest extent permitted, luck98's liability to any player is limited to the amount deposited by that player in the 30 days preceding the event giving rise to the claim. luck98 is not liable for indirect, incidental or consequential losses including loss of winnings arising from platform unavailability, technical faults beyond luck98's reasonable control, or user error.

Nothing in these terms limits liability for fraud, gross negligence, or any other liability that cannot be excluded by law.

13.Changes to Terms and Conditions

luck98 may update, revise or replace these Terms and Conditions at any time. When material changes are made, registered players will be notified via an in-platform notification or email to the address on their account. The date at the top of this page reflects when the terms were last updated.

Continued use of the platform after a change to the terms constitutes acceptance of the updated version. If you do not agree with a change to the terms, you should stop using the platform and contact support to arrange account closure and withdrawal of any remaining balance.

14.Contact Us

If you have questions about these Terms and Conditions, or about any aspect of your luck98 account, the support team is available 24 hours a day, 7 days a week through the in-platform live chat feature. Live chat connects you directly to a real support agent — not an automated bot.

For written correspondence, you can reach luck98 by email. The support email address is displayed in the footer of this page. Please include your registered username and a clear description of your query to ensure the fastest possible response.

The fastest way to resolve any account issue is through the 24/7 live chat in your account dashboard. Email responses are typically provided within 24 hours on business days.

Ready to Play on Luck98?

Create your free account, deposit in PKR via JazzCash or Easypaisa, and enjoy casino games, live tables, cricket betting and crash games — all from one PKR balance.